A Technology power in Digital Banking

The SOL Banking System is a digital solution in banking sector, a wholly owned subsidiary of SOL Software Private Limited. The solution helps financial institutions develop deeper connections with stakeholders, power continuous innovation, and accelerate growth in the digital world. The SOL Banking System addresses core banking, online banking, mobile banking, tablet doorstep service, Wallet solutions, Biometric information capture in KYC, payments with Multi Currency support, treasury, origination and analytic needs of financial institutions worldwide. The SOL Banking System is also customized to address Banking related concerns for Credit Unions in Panama and Latin America. New features like Corporate multi currency Accounts and Email Money have also been added to the list of ever expanding operations that the SOL Banking System provides.

Microfinance Institute

A microfinance institution MFI is an organization that offers financial services to low income population. Almost all give loans to their members, and many offer insurance, deposit and other services. SOL Banking System offers exclusive services in this sector by focussing on Credit Score evaluation of an individual or a group before making an informed decision on giving a loan or not. Making KYC a benchmark and a global requirement in the solution also makes it more secure for handling financial transactions.

Core Banking

Core banking is a banking service provided by a group of networked bank branches where customers may access their bank account and perform basic transactions from any of the member branch offices.SOL Banking System offers Branch management with a Head Quarter such that all information at the branch level is always available to the HQ at the press of a button. Also, Branch Level information related to financial transactions and Customer information flows through the entire system in a secure manner to avoid extraction or usage by a third party.

Credit Union

Credit union is a member-owned financial cooperative, democratically controlled by its members, and operated for the purpose of promoting thrift, providing credit at competitive rates, and providing other financial services to its members. Worldwide, credit union systems vary significantly in terms of total system assets and average institution asset size, ranging from volunteer operations with a handful of members to institutions with assets worth several billion US dollars and hundreds of thousands of members.

Retail banking

Retail banking are a set of services provided by a bank to individual consumers. SOL Banking System offers special services for its retail customers by having dedicated section and services channelized for them. Services offered include Savings and Transactional Accounts, Mortgages, Personal Loans, Debit Cards, Credit Cards, Corporate Accounts, Multi-currency support, Facility to send money through email, etc.

Mobile Banking

Mobile banking refers to the use of a Smartphone or a tablet device to perform online banking tasks while away from your home computer such as monitoring account balances, transferring funds between accounts, etc. SOL Mobile Banking App available for different platforms, makes Banking experience excellent by bringing all the day to day banking features at the press of a button on your phone without the need to rush to the Bank for everything.

Customer portal

Customer Portal is an electronic gateway to access Banking information, services, and information, accessible over the Internet through a web browser. Customer Portal is most prevalently used for the secure exchange of financial information, usually when Customer is working remotely. The information provided is specific to the customer account and includes increased file size limitations and self-service access to his private repository.

Tablet Doorstep banking

The solution comprises of a Tablet (Microsoft or Android) with a GSM card. The Bank Correspondent carries this device with him whenever he goes outside for field work. The device is used for capturing data related to KYC, Account / Loan Account Opening requests, Withdraw / Deposit Cash, Pay EMI and also checks Balances. This solution works in both online and offline scenario as certain rural areas has signal problems which result in erratic internet connection. So the device captures this information from the customer, checks for internet connectivity and Syncs the data accordingly. There is also a provision for offline syncing of data using a cable directly with the server once the Bank Correspondent is back in his branch.

Branchless Banking

Branchless banking is a distribution channel strategy used for delivering financial services without relying on bank branches. Examples of branchless banking technologies are the Internet, automated teller machines (ATMs), POS devices, EFTPOS devices and mobile phones. SOL Banking System focuses on cost reduction for Financial Institutions by introducing seamless Branchless Banking where in a customer having multiple accounts in a Bank will have just one login to manage all accounts including Loan, Credit Cards, Debit Cards, etc. Even Accounts with various branches would be linked in the same login and can be identified easily by going into the accounts section, thus making banking experience a pleasant affair for the customer.

OTP Generation on App

SOL Soft’s Mobile One-Time Password App – SOL Token - delivers unparallel usability with the capability to be integrated with any software needing secured login. Available on all major Smartphone platforms, SOL Token OTP lets users perform multi-factor authentication with the click of a button. Secure access to your cloud apps with a second authentication factor beyond user name and password. In the event that someone steals a user’s credentials, the addition of entering a one-time password is a significant barrier to prevent intruder access to your cloud apps. SOL Token Mobile One-Time Password App is available for Android and i-Phone devices which does not need internet access.

SOL addresses all key aspects mentioned above to provide complete banking solutions

Our Expertise:



  • Microfinance Institute Solution.
  • Core Banking Solution.
  • Credit Union Solution.
  • Online Banking Solution.
  • Retail banking.
  • Small Finance Bank Solution.
  • Alerts Solution.
  • Analytics Solution.
  • Rural Banking.
  • CRM Solution.
  • Direct Banking Solution.
  • Mobile Banking Solution.
  • Treasury Solution.
  • HR and Payroll Solution.
  • Tablet Doorstep banking.
  • Multi-Currency Corporate Accounts.
  • Customer portal.
  • Biometric Verification.
  • OTP Generation on App.
  • Wallet Solution.

Our Major Clients: